Punjab the land of five rivers namely Sutlej, Chenab, Jhelum, Beas and Ravi is the state of India. Punjab the state of India is known for its agriculture, tourism, forestry, minerals and industries which together contribute in the economy of Punjab and India. However Punjab is known in the world for its agriculture. This is due to the reason because the high area of land is used for farming purpose in Punjab. Agriculture production in Punjab is very large because they use the modern techniques of farming. For farmers state government launched Punjab kisan karj mafi yojana 2018 from Mansa District on 7th January 2018.
Many farmers have takes the loan from different banks for the farming purposes. And if the production of crops is less due to some issues which include financial crises then farmers have to face many problems. As a result many farmers have committed suicide due to these financial crises. Total 37 farmers committed suicide in the state after the new government take charge of state in 2017. However, approximately 1300 farmers total committed suicide in the state from 2010 to 2016 which is very big moral problem. For this reason Punjab kisan karj mafi yojana 2018 is launched for the welfare of the farmers of the Punjab. Meanwhile Punjab kisan karj mafi yojana 2018 of the government will be very helpful for the farmers of the state. Punjab karj mafi scheme 2018 is launched on 7January 2018 in Mansa District by CM captain Amrinder Singh.
Highlights of Punjab farm debt waiver scheme 2018
- Scheme name: – Punjab Farm debt waiver scheme
- Launched by: – C.M. Captain Amrinder Singh
- Launched date & Place: – 7January 2018 at Mansa District.
- Eligibility for scheme: – Marginal farmers who have land of 2.5 acre and small farmers who have land from 2.5acre to 5acre will get benefits of the scheme.
- Benefits: – Benefits to 5.6lakh in the initial phase of scheme.
- Loan waive amount: – Rs 2700crore in first phase.
- Banks which are covered in first Phase: – Co-operative bank.
- Phases: – First phase out of 4 Phases in the scheme.
Details of the Punjab kisan karj mafi yojana 2018
Government of Punjab launched Punjab kisan karj mafi yojana 2018 at Mansa for the welfare of the farmers of the state. This scheme will help the many farmers of the state having land area of up to 5acre. On the launch of first phase the state government will cover only co-operative banks rather than nationalized banks. As a result total 5.63lakh farmers will get benefits of the scheme in first phase. Debt waiver certificate will be issued to the farmers under this scheme.
In addition, on the day of launch of debt waiver scheme the state government issued the Debt waiver certificates. These debt waiver certificates are issued to 47000 marginal and small farmers. The debt waiver amount of the scheme on the day of launch was Rs.167.39crores. Furthermore only the small and marginal farmers who had taken the loan from 701 co-operative societies have get the debt waiver certificate on the day of launch. These co-operative societies are from Mansa, Moga, Muktsar, Faridkot and Bathinda Districts.
In addition on the day of launch of the scheme the additional chief of development and additional chief secretary of co-operation said that state government identified total 5.63lakh farmers. These 5.63lakh farmers identified by state government had taken the loan of 2700crore from co-operative societies.
From here on the process of verification had been completed for the 3.20lakh farmers. And the 1lakh cases of loan had been approved which worth of Rs.748crore. Furthermore the loan of farmers under private and commercial banks will be settled under the debt relief scheme 2017.
Opposition reaction on Punjab kisan karj mafi yojana 2018
In the meantime, on the day of launch of Punjab kisan karj mafi yojana 2018 many farmers protested against the state government. As per the protesters, the scheme is launched only for the small and marginal farmers and this scheme is not focused on all farmers of the state. Farmers are protested under the banner of Bhartiya Kisan Union. In addition they blame the ruling Government that they done the karj mafi only for the cooperative banks and financial societies. They claimed that this is very small debt waiver done by the Punjab government. However the Punjab police did not allow the protesters in event venue of Punjab kisan karj mafi yojana 2018 in Mansa district.
In conclusion the step of state government is very beneficiary to the farmers. This is because many farmers committed suicide due to financial crises.
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